IMMINENT THREAT PROTECTION

IF YOU HAVE REASON TO BELIEVE THAT YOU ARE IN IMMINENT DANGER, AT A
HEIGHTENED RISK RELATED TO IDENTITY THEFT OR YOU HAVE PREVIOUSLY
BEEN A VICTIM OF IDENTITY THEFT, the IMMINENT THREAT PROTECTION
provides you with additional protection and increased vigilance to address your need.

The Essential Protection Plan represents the protection that meets everyone’s identity theft protection needs. The
IMMINENT THREAT PROTECTION includes all of the benefits of the Essential Protection Plan,
PLUS:


$1 million Identity theft Insurance – TRUE FINANCIAL LOSS REIMBURSEMENT PLAN (clickable) - Provides
reimbursement for financial losses or expenses associated with the identity theft up to $1 million

Daily Credit Monitoring - to check for any changes in your credit status Urgent Early Detection Alerts if we detect
 suspicious activity Monthly "All Clear" Notices providing you peace of mind

ID Experts FraudStop® Identity Monitoring – proprietary 24/7 web-scanning for suspicious activity with your personal
information enabling us to urgently alert you of a potential identity theft.
Fraudstop monitors your identity related to the most prevalent forms of identity theft

Member Services Site – this is the place to review alerts and update your account and where you can find valuable
tips and advice concerning your identity security


If a members identity is stolen, we got you covered! Just leave it to us – we have a 100% success
 rate. WE DO ALL THE WORK FOR YOU TO RECOVER YOUR IDENTITY AND RESTORE YOUR GOOD NAME
TO PRE-THEFT STATUS

Here is how it works:

Assessment and Immediate Actions

When you contact us, a member of our expert recovery team will thoroughly assess your
situation to determine if you are a victim and the extent of your identity theft. If you are in fact a
victim, we open a case file and you are assigned your personal restoration advocate. This
experienced professional will ask you to provide your personal information and to sign a
document that allows us to work on your behalf with financial institutions and law enforcement
agencies. They will also instruct you on how to file a police report. We typically will then review
your credit reports and other information relevant to your identity theft situation such as financial
statements, in order to determine next steps.

Negotiations with Institutions

We contact any organization on your behalf to explain the facts of the situation and to begin their
process for disputing and resolving fraudulent transactions or other identity theft issues.
Depending on the nature and complexity of your particular identity theft, this process can take
anywhere from a few hours to a few weeks. Our ID Experts® service professionals have vast
experience working with these institutions. That is why SaberGuard’s restoration professionals
have a 100% success rate in restoring our members to pre-identity theft status.

The Road Ahead

Once your identity restoration is complete, we talk with you about future protection. We give you
advice on how best to prevent identity theft in the future, as well as things that you should do to
watch out for identity theft. Unfortunately, victims of identity theft have a higher rate of it reoccurring
than people who have never fallen victim. So it is essential that you stay vigilant. Maintain your
SaberGuard membership to reduce the chance of reoccurrence and to handle any additional theft
events that might occur. As a matter of fact, following a theft, we keep your file open for three years,
as long as you remain a member. This enables us to access information quickly should you have
any needs and avoid the necessity to open a new file should you experience an identity theft incident
again during the period.